Personal Loans

For the best personal loans around you want Moola. We offer fast little loans online so that everyday Kiwis can make ends meet.

We have all been caught short at some point, you go to pay for something and see the dreaded word ‘declined’ on the screen. Thanks to Moola’s instant cash loans you can get borrow money in no time.

Moola specialise in fast little loans online, we have made it incredibly easy to apply and you can do the whole thing online. Just use the sliders on our home page to design your loan, work out how much you want, when you can pay it back and we will tell you how much you will have to pay all up.

Moola, payday loans that are quick, clear and fair the way they should be.

Need up to $5,000 fast?
See how simple it is.
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

Why Choose Moola?

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Apply in under 5 mins and you could get cash within 60 mins.
We tell you all the costs and don’t hide fees.

What You Need

Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu