Payday Cash Advance

Life is full of surprises, some good and some bad. With Moola’s payday cash advance you can handle any surprise, whether you need to get your car fixed or you want to buy cheap flights, with our next payday loans you can get the money you need when you need it.

We offer fast little loans online, it’s what we do. It only takes about five minutes to apply and you can do the whole thing online. Our applications are 100% online, thanks to our digital signature technology, meaning that you can get on with your life. No more messing around with faxes or scanning documents, the whole process can be done on your computer.

Once your loan has been approved we can have the money in your account within 60 minutes letting you deal with the life little surprises.

Moola, instant online loans for ordinary Kiwis.

Need up to $5,000 fast?
See how simple it is.
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

Why Choose Moola?

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Flexible
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fast
Fast
Apply in under 5 mins and you could get cash within 60 mins.
upfront
Upfront
We tell you all the costs and don’t hide fees.

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
VERY IMPRESSED
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
ALWAYS 100% HAPPY
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
Sorted
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
Prompt
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
Fast!
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson