Moola makes borrowing moolah simple

Whether it’s Mula, Moolah or Moola, while you may think the spelling is confusing, one thing’s for sure: our loans aren’t. Mula, Moola or Moolah makes getting a fast cash loan simple and fair so you can access money when you need it in NZ.

With Moola or Moolah’s unique platform to NZ, you can work out how much Moolah money you want and how long you want your moolah cash loan for to see a total cost before applying. There are no hidden fees with Moolah cash loans, you see how much money you are borrowing and what it will cost to repay back your Moolah cash loan.

Next up, it’s time to apply for your Moolah money through a Moola loan. Once you’ve provided your details to Moola or Moola (or yes, even Mula), we then assess your application for a Moolah cash loan.

At Moola or Moolah, we take responsible lending seriously. Which is why we also ensure the amount of Moolah money you’re borrowing is affordable to repay based on your income and circumstances. We also do an employer check prior to approving your Moolah cash loan to ensure you’re in ongoing employment as well.

Once your Moolah cash loan is approved, you’ll have your moolah money available in your bank account within 60 minutes. In fact, Moolah cash loans are some of the fastest loans around. And when it comes to paying back your Moolah cash loan, we’ve made that easy too. We set up direct debits on agreed date(s) for agreed amount(s), and provided you’ve got the cash in there and make those Moolah cash loan repayments, then it’s all done. How easy is that?

However you spell it: Moola, Moolah, or yes, even Mula. And whether you ask for a Moola cash loan, a Moolah cash loan or even Moolah money, you’ll find a simpler, faster and straightforward solution right here. So use the Moolah cash loan calculator now to work out how much moolah money you could borrow and how much money a Moolah cash loan would cost you and what the easy repayment options for your Moolah cash loan look like.

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* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

Why Choose Moola?

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Apply in under 5 mins and you could get cash within 60 mins.
We tell you all the costs and don’t hide fees.

What You Need

Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson