Cash Loans

When you need cash loans then you need Moola. We are the payday loan experts, we help ordinary New Zealanders when they need money in between paydays because we realise that life doesn’t always play by the rules.

We have all been there before, you check your bank account and it is hovering near zero and payday is a week away! Then you see that your favourite band are coming and the tickets are on sale. You know that they are going to sell out before you get paid.

The answer: Moola! With our fast little loans online you can apply within five minutes and once we have confirmed everything you will get the cash in your bank within an hour, guaranteed!

Moola, we make getting cash loans quick, clear and fair. No hidden costs, no stress, the whole thing only takes a few minutes and the money will be in your account in no time. Instant cash loans the way they should be, thanks to Moola.

Need up to $5,000 fast?
See how simple it is.
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

Why Choose Moola?

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Flexible
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fast
Fast
Apply in under 5 mins and you could get cash within 60 mins.
upfront
Upfront
We tell you all the costs and don’t hide fees.

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
VERY IMPRESSED
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
ALWAYS 100% HAPPY
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu