Bad Credit Loans

At Moola even if you have got bad credit you can still get a payday loan from us. As long as you meet all of our criteria and we believe that you will be able to make the payments, we will give you a loan.

We do fast little loans online because we believe that getting a payday loan should be quick and easy. If you have bad credit then apply for a Moola cash loan today and get the money you need now.

We pride ourselves on being a responsible lender and if we do not think you will be able to easily make the repayments we will decline, but if you are in full time employment and meet all our other criteria, chances are you will get the loan, even with a bad credit history.

You can get bad credit loans from Moola because we believe in second chances and we know that people need instant cash.

Need up to $5,000 fast?
See how simple it is.
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* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

Why Choose Moola?

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Flexible
Borrow ${{lowestLoanAmount}} to ${{higestLoanAmount}} from {{Config.MinimumLoanNumberOfDays}} to {{Config.MaximumLoanNumberOfDays}} days.
fast
Fast
Apply in under 5 mins and you could get cash within 60 mins.
upfront
Upfront
We tell you all the costs and don’t hide fees.

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
VERY IMPRESSED
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
ALWAYS 100% HAPPY
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu